Pakistan Income Tax Calculator 2026-27
Free Pakistan salary income tax calculator for tax year 2026-27, using the eight slabs published in the FBR Withholding Income Tax Rates Card as updated to 30 June 2026 per the Finance Act 2026. Enter a monthly or annual salary and it returns tax payable, take-home pay, your effective and marginal rate, and the working for each slab so you can check the figure yourself. Runs entirely in your browser — your salary is never uploaded.
For general information only. This tool produces estimates, not financial, tax, or investment advice. Figures can change and can't account for your full situation, so confirm anything important with a qualified financial professional, lender, or accountant. See our full disclaimer.
Gross salary after any exempt allowances, before tax.
How this figure is reached
| Slab | Rate | Your income in slab | Tax |
|---|---|---|---|
| Up to Rs 600,000 | 0% | Rs 600,000 | Rs 0 |
| Rs 600,000 – Rs 1,200,000 | 1% | Rs 600,000 | Rs 6,000 |
| Rs 1,200,000 – Rs 2,200,000 | 11% | Rs 600,000 | Rs 66,000 |
| Total | Rs 72,000 | ||
The schedule is a fixed amount plus a rate on the excess, so the total equals Rs 6,000 + 11% of the amount above Rs 1,200,000. The rows above show the same figure slab by slab.
Source: FBR Withholding Income Tax Rates Card, TY2027 — updated to 30 June 2026 per Finance Act 2026, section 149 (Salary). Rates per Division-I, Part-I of the First Schedule, Income Tax Ordinance 2001. View the FBR rate card (PDF). Transcribed 2026-09-24. Salaried rates only — non-salaried individuals, AOPs and pension income (section 149(IA)) follow separate schedules.
How to use Pakistan Income Tax
- Enter your taxable salary — the gross figure after any exempt allowances, before tax is deducted.
- Choose whether that number is per month or per year. Monthly figures are annualised by multiplying by 12.
- Read the tax payable, your take-home pay, and your effective rate. The monthly equivalent is shown under each.
- Check the slab-by-slab table to see exactly which portion of your salary was taxed at which rate.
- Follow the source link to the FBR rate card if you want to verify the slabs against the original document.
How Pakistan’s salary tax is actually calculated
The salary schedule is not a flat percentage applied to your whole income. Each slab carries a fixed rupee amount plus a marginal rate charged only on the part of your salary above that slab’s floor. This is why crossing into a higher slab never reduces your take-home pay: the higher rate touches only the rupees above the threshold, never the ones below it.
Take a salary of Rs 3,000,000 a year. That falls in the Rs 2,200,001–3,200,000 slab, so the tax is Rs 116,000 plus 20% of the Rs 800,000 above Rs 2,200,000 — Rs 276,000 in total. That is an effective rate of 9.2%, even though the marginal rate is 20%. The difference between those two numbers is the most useful thing to understand about the schedule, and it is what the slab table above shows.
What the Finance Act 2026 changed
The schedule for tax year 2026-27 has eight slabs, up from six. Two intermediate bands were added at 29% and 32%, and the point at which the top 35% rate starts moved from Rs 4.1 million to Rs 7 million. For anyone earning between those two figures that is a meaningful reduction: income previously taxed at 35% is now taxed at 29% or 32%.
Why the source is printed on this page
Slabs change every July with the Finance Act, and stale figures circulate for months afterwards. While this calculator was being built, a competing page was found presenting 23% for the Rs 2.2–3.2 million band — the previous year’s rate, published as current. So the slabs here are transcribed from the FBR rate card rather than from secondary coverage, the source document and the date it was read are printed under the calculator, and an automated check runs on every build asserting that each slab’s fixed amount agrees with the tax the slab below it reaches at its ceiling. A mistyped digit fails that check instead of reaching you.
Limits worth knowing
This covers salaried individuals only. Non-salaried individuals and associations of persons follow a different schedule, and pension income above Rs 10 million is handled separately under section 149(IA). The FBR rate card carries its own caveat, which applies equally here: the Income Tax Ordinance 2001 prevails over any summary of it, and neither the card nor this page is a legal document. For anything consequential — a dispute, a filing you are unsure about, or an unusual pay structure — speak to a tax professional.
Working out hours or overtime instead? The time card calculator totals worked hours with breaks and overtime.
Frequently asked questions
What are the income tax slabs for 2026-27 in Pakistan?
What changed in the Finance Act 2026?
Is my whole salary taxed at my slab rate?
Is the 9% surcharge on salaried individuals still charged?
Does this cover non-salaried or business income?
What counts as taxable salary?
Is my salary data sent anywhere?
How do I verify these numbers myself?
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